Retirement planning is so complex it’s tempting to use a product that implies simplification. Target date funds are one example. But there are things in life that should be highly suited to your personal preferences, like your financial plan or your wedding dress.
Jack Frost nipping at your nose should remind us Bostonians that we could get walloped with a snowstorm at any time. A financial storm may come with less notice, so this winter investors should prepare for both.
Prevailing sentiment in progressive haunts is “2016, don’t let the door hit you on the way out.” Between a stressful election season, acts of terror, and the crisis in Syria, many of us will be glad to see the calendar page turn on Sunday night. Still, to every cloud there is a silver lining, and at least when it comes to tackling climate change in the US, Massachusetts was a bright spot amidst the clouds of 2016.
I get treated like Ebenezer Scrooge at holiday time. After all, there is no investment advisor in Boston’s Enchanted Village. But rather than admonish my readers to rein in spending, I’m recommending you treat yourself this season.
In Nov. 8-period thread about voting, someone asked for examples of the silly write-in entries I saw at mine. It wasn't as wide-ranging or impulsive as the last primary. Voters seemed to take this election more seriously.
I have a few fans or gadflies from my role as a precinct warden in Boston. A few discuss elections and voting procedures when we meet on the sidewalk, supermarket, Y or elsewhere in Hyde Park or even Dedham.
One in particular is determined to stump me on ways a vote or the whole precinct can be gamed. He's pulled up in his car beside me when I hike up and down the hills (Brush and Fairmount) as well as in those other places. He walked to my side yard today while I was weeding my raised beds for the winter.
Adam, I hope you'll let me post a thank you to the students of the Boston Consevatory and of Berklee, who I'm assuming are jointly responsible for the chalk graffiti all over Boylston and Mass Ave, and to the Conservatory specifically for the quotations they posted all over their front windows. In a country I no longer feel I know, understand, or belong in, their messages of love, hope, and strength made me feel better and safer than I have felt in days. In my rush I wasn't able to take photos, but I would encourage everyone to go have a look.
Sigh, as I feared when family members returned from early voting in Boston, all those ballots will be treated as absentee ones come Tuesday. That is, they will arrive in masses of envelopes inside larger envelopes for the wardens and clerks to process.
Our training for the recent primary included a promise that Elections would be able to process voters from the 255 precincts via smart computer tech. That would have meant fewer ballots for each precinct to handle. But no... Read more.
I’ve always wanted to dispel the common investment myth that wealthy people have an automatic advantage in the stock market. So, I thought joining a Boston Brahmin social club would be the best way to explore this topic. Things did not turn out the way I expected, but the process reinforced some very basic life lessons along with investing realities.
I’m not afraid of the creepy clowns running around this year. If you really want to scare the Wicked Smart Investor on Halloween just come to my door dressed as procrastination. This horror show makes me jump right out of my skin. Okay, maybe it’s not Old Granary Burial Ground at midnight with ground fog and howling coyotes kind of scared, but the procrastination ghoul will certainly elicit blood curdling screams out of me! To be on the safe side, I’ll hang some garlic cloves on the front door before trick or treating starts.
Here are the reasons I find procrastination so scary:
Politics is often divisive whilst democracy is fundamentally collaborative. The candidates can disagree like fighting dogs up to polling day, but ultimately, they agree that accepting the outcome is part of the terms of engagement. Such is the essence of democracy - or at least that’s the theory.
Boston’s South Shore is home to two varieties of money mysteries. There’s a big, almost unsolvable whodunit. Then there are thousands of smaller cliffhangers easily solved if the gumshoes kept the legwork simple.
Diners in Boston’s beloved North End are almost guaranteed a great meal. There are so many places to choose from and the competition among restaurants is fierce. If a chef doesn’t make mouth-watering entrees, customers can easily flock to the highly rated place next door. This sets the culinary bar astronomically high. While you can only choose one restaurant for a meal, the abundance of choice reduces the risk your palate will be disappointed.
Does anyone have any kind of polling numbers in this race? There are a few candidates I'm deciding between, but I'm not ashamed to say that any coalescing of the anti-Murphy vote would help me in my decision.
Industries have a life cycle just like humans . Like a person’s childhood, teenage years, adulthood and golden years, industries have distinct life stages. A local example is the Nantucket whaling industry. Let’s review the lifecycle.
1659: Nantucket settled.
1752: Start up stage. Whaling voyages begin. The market for clean burning whale oil is small but growing. Industry profits are negative and large amounts of capital are required to build ships and train mariners.
State Rep candidate and former mayoral candidate Charles Clemons Muhammad (that's how his tiny sign reads) was spotted on Monday morning inside the Forest Hills MBTA station. Dressed nattily in an expensive-looking suit, he chased after T patrons who probably weren't in the mood for a good chat on the issues during their morning commutes...in the middle of a heat wave.
In doing so, Clemons may have violated an unwritten rule regarding how the start of local campaigning begins the first week of August...or is it after Labor Day?
Paragon Park had a gaudy fortune telling machine in its arcade. It was called Grandma’s Prophesies and it looked like a heavily made up corpse laid out in an upright casket. But deposit fifty cents though and good old grandma sprung to life. Light bulb eyeballs lit up, the creaky head spun, and her fiberglass hands moved over a glowing crystal ball. The mystical music added to the experience along with the scents of fresh cotton candy and the Nantasket sea breeze. When grandma finished with her plexi glass enclosed gyrations, a fortune card was dispensed.
The doorbell has an eerie echo tonight, as if it’s vocalizing your disdain for what is happening next. After years of procrastination you finally decided to meet with a financial planner. Retirement is on the horizon and you need to make the most of your savings.