August 18. I need some medicine. So far I have not used my insurance for anything, I am just sending the government money, for no reason really when it comes down to it, gambling every month in an absurd game against my destiny. I decide to pick this medicine up at the local CVS, and learn that my insurance has been rendered “inactive.” I am refused the medicine unless I pay full-price ($400 for something that costs $25 with insurance). I feel like the hobbits returning to the Shire after it has been taken over by the dark wizard Saruman. That same day, I receive another fascinating bill that declares I owe (negative?!) -$300.41 for my dental plan (a plan that costs $34 a month, mind you), and $1005.15 for my health–an account for which I was overcharged nearly $700 but a month before.