Since the house no longer had a mortgage, the family no longer has homeowner's insurance. Therefore, all costs to rebuild and fix this house will need to come from outside sources. Carmen and Ray are like 2nd parents to many of us and are always willing to help and care for anyone. They are always generous, loving, and caring. They would never ask for this support by themselves. This is a very difficult time for them and they are humbled by the amazing and generous support already, but need our help.